Savings Accounts
Everyday banking with no minimum balance and interest paid quarterly.
- Zero balance option
- 4.00% p.a. interest
- Free RuPay debit card
What we offer
Products for every stage of life
Accounts, deposits, loans and cards — all opened with the same four details and managed from one place.
Current Accounts
Built for shops, traders and small businesses that move money daily.
- Higher transaction limits
- Bulk NEFT uploads
- GST-ready statements
Fixed & Recurring Deposits
Lock in a rate for as little as 7 days or as long as 10 years.
- Up to 7.25% p.a.
- 0.50% extra for seniors
- Loan against deposit
Home Loans
Buy, build or renovate with tenures stretching to 30 years.
- From 8.40% p.a.
- Up to 90% funding
- No prepayment penalty
Personal & Vehicle Loans
Money for a wedding, a course, a car or an emergency, approved same day.
- From 10.99% p.a.
- Up to ₹25 lakh
- Paperless approval
Cards & Net Banking
Debit and credit cards with rewards, plus banking on web and mobile.
- 1% cashback on spends
- Set limits in-app
- Freeze a card instantly
Fixed deposit interest rates
Per annum, for deposits below ₹2 crore. Indicative demo figures.
| Tenure | General public | Senior citizens |
|---|---|---|
| 7 – 45 days | 3.50% | 4.00% |
| 46 – 179 days | 5.25% | 5.75% |
| 180 – 364 days | 6.40% | 6.90% |
| 1 – 2 years | 7.00% | 7.50% |
| 2 – 5 years | 7.25% | 7.75% |
| 5 – 10 years | 6.85% | 7.35% |
Pick a product and get started
Every product starts with the same short form.